Guide Calculate

Tax planning, simplified for Indian freelancers.

Calculate your professional presumptive income tax under Section 44ADA. Compare regimes side-by-side, check your limits, and plan your quarterly advance tax instantly.

Calculate Now How it Works
Interactive Tool

Freelancer Tax Estimator.

All calculations are processed completely in your browser. Your financial data never leaves your device.

Tax Details

Adjust the parameters to estimate your tax liability in real-time.

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Eligibility limit: ₹75 Lakh.
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Regime Comparison

Comparison of final net tax under both regimes.

New Regime
₹0
Taxable Income: ₹0
Old Regime
₹0
Taxable Income: ₹0
✓ You save ₹0 by choosing the New Regime.

New Regime Calculations

Detailed breakdown of income and final tax payable.

Gross Receipts ₹0
Taxable Income ₹0
Tax before Cess & Rebate ₹0
Section 87A Rebate -₹0
Health & Education Cess (4%) ₹0
Total Tax Liability ₹0
TDS Credit Subtracted -₹0
Net Tax Payable / Refund ₹0

Slab Breakdown

Income distribution across tax slabs.

Tax Slab Rate Taxable in Slab Tax Charged

Advance Tax Schedule

Deadlines and cumulative/incremental amounts due.

Features

Engineered for freelancers.

Simplifying Indian tax complexities so you can focus on your work.

Section 44ADA Validation

Automatically applies presumptive taxation limits (₹75L if 95%+ digital payments, otherwise ₹50L) and warns you instantly if your gross receipts exceed the eligibility.

Regime Comparison

Instantly computes your tax liability under both the Old Regime (with deductions) and the New Regime (FY 2025-26 slabs), highlighting the optimal choice for your income.

Advance Tax Schedule

Generates a personalized payment schedule for June 15, Sept 15, Dec 15, and March 15 to help you avoid Section 234B/234C late payment interest penalties.

Frequently Asked Questions

Tax queries, resolved.

Quick answers to the most common questions freelancers ask about Indian taxation.

Specified professionals only: consultants, freelancers in IT (software development, website design, coding), design, writing, doctors, lawyers, architects, and Chartered Accountants (CAs) offering professional services under Section 44AA(1).
The limit is ₹50 Lakh normally. However, it increases to ₹75 Lakh if at least 95% of your gross professional receipts are received via digital/non-cash channels (bank transfers, UPI, credit/debit cards).
No. The 50% presumptive profit margin automatically accounts for all business expenses, depreciation, and professional outlays. You cannot claim additional deductions for internet bills, laptops, rent, or subcontractor costs separately.
It depends on your deductions. The Old Regime is beneficial if you claim heavy deductions like Section 80C (₹1.5L), Section 80D (₹75K), Section 80CCD NPS (₹50K), or home loan interest. In most other cases, because of lower slab rates and the ₹12L rebate threshold, the New Regime works out better.
Yes. If your estimated net tax liability (total calculated tax after subtracting any TDS credits) is ₹10,000 or more in a financial year, you are legally required to pay advance tax.
Standard advance tax is due in four installments: 15% by Jun 15, 45% by Sep 15, 75% by Dec 15, and 100% by Mar 15. However, under Section 44ADA presumptive tax rules, you can pay 100% of your advance tax in a single installment by March 15 of the financial year.
Missing advance tax deadlines attracts interest penalties under Section 234B (for shortfall in paying 90% of tax before April) and Section 234C (for deferment of quarterly installments) at 1% per month on the unpaid shortfall.
Under Section 194J, clients deduct TDS at 10% for professional fees or 2% for technical services once total payments from that client cross ₹50,000 in a financial year.
Yes. TDS is not a final tax; it is a tax advance. When you compute your tax liability, you subtract the TDS credit. If your TDS credit is greater than your final calculated tax, you will receive a tax refund from the Income Tax Department after filing your ITR.
If you are declaring presumptive taxation under Section 44ADA, you should file **ITR-4** (Sugam). If you opt to file under actual business gains and maintain comprehensive bookkeeping registers, you must file **ITR-3**.